During my early career as a claims adjuster, the industry was focused almost exclusively on providing prompt, accurate benefits to injured workers…

Addressing sleep problems in injured workers is essential for ensuring a successful and timely recovery, as sleep quality…

Throughout my career in risk management and workers’ compensation, I witnessed a puzzling phenomenon: some workers with seemingly “minor” injuries never returned to work…

This is a companion paper to the “ Subrosa Best Practices” paper. Jack Immendorf is an authority, pioneer, luminary, and elder statesman of the subrosa industry in Northern California…

This paper provides insight into workers’ compensation insurance collateral requirements and collateral processes affecting employers that are…

As our economy becomes front-page news, the familiar refrain will soon be published in industry blogs, newsletters, and magazines…

This paper covers many issues surrounding misdiagnosis in workers’ compensation. It was written to start an industry-wide discussion on the issue…

Quality physical therapy restores function and mobility, enabling a faster return to work and daily activities…

One of life’s most rewarding and challenging aspects is balancing raising children while meeting work responsibilities…

Employers have a moral and legal obligation to support their employees who have parental and family obligations…

There are many different life situations facing parents. One of the most rewarding and challenging is the balancing act of raising children while meeting work responsibilities…

Font-line treating physicians need a good physical job description to target the patient’s recovery and return to work…

The workers’ compensation system is often seen as a fossilized benefit delivery system, with medical care provided by the lowest bidder, administered by Luddites, and…

Distractions in the workplace pose a significant challenge to risk managers focused on preventing accidents and ensuring safety…

Claims adjusters play a pivotal role in the workers’ compensation system. Their primary responsibilities include determining compensability…

Defense attorneys have traditionally focused on individual claims management in workers’ compensation, primarily centered around injury…

The rating bureaus use case reserves to help determine the pricing of workers’ compensation insurance…

In today’s business landscape, the ability to quantify risks in financial terms is crucial. With this information,..

Effective transitional return to work (TRTW) programs are the best tool for reducing lost time…

This paper provides insight into how to use Subrosa to improve claims results appropriately…